August 2025 Premium Bonds Draw: Winners, Prizes & How to Check

Meta Description:
Discover the latest NS&I Premium Bonds results for August 2025. Learn who won £1 million, how prizes are distributed, how to use the official prize checker, and what’s changing in this popular savings scheme.

Keywords:
premium bonds prizes, NS&I Premium Bonds, premium bonds checker, premium bond winners, August premium bond draw, NS&I prize checker, premium bonds August 2025

📝 Latest August 2025 Premium Bonds Winners

In the August 2025 draw, NS&I announced two lucky winners of the £1 million jackpot prizes:

Bond number: 148YD123622, held by a saver in Central Bedfordshire who invested just £7,000. The Scottish Sun+15MoneyWeek+15The Independent+15The Scotsman+2NS&I+2The Independent+2
Bond number: 205XQ030808, held by an overseas-based saver with the maximum £50,000 investment. Lovemoney+2MoneyWeek+2The Scotsman+2

Additionally, around 75 prizes worth £100,000 each were awarded, along with 151 × £50,000, and thousands of lower‑value prizes. MoneyWeek

A total of 6,005,404 prizes were paid out across all prize tiers, amounting to £396,356,500 in prize money. Yahoo Finance+6MoneyWeek+6nsandi-adviser.com+6

🎯 Prize Breakdown

Here’s how the prizes were distributed in August:

£1,000,000 × 2
£100,000 × 75
£50,000 × 151
£25,000 × 301
£10,000 × 753
£5,000 × 1,506
£1,000 × 15,854
£500 × 47,562
£100 × 1,686,065
£50 × 1,686,065
£25 × 2,567,070

Total prizing: £396,356,500 across 6,005,404 prizes. MoneyWeek+13nsandi-adviser.com+13The Independent+13

📉 Prize Fund Rate Changes

Starting August 2025, the NS&I prize fund rate dropped from 3.8% to 3.6%, reducing the number of higher value prizes slightly, although the two £1 million prizes remain unchanged. Wikipedia+13The Sun+13MoneyWeek+13

This change reflects broader shifts in interest rate expectations and NS&I’s balance between savers and the financial sector. The Independent+3The Times+3The Sun+3

📱 How to Check If You’ve Won

Winners can check their status using:

The official NS&I Premium Bonds Prize Checker website.
The NS&I Prize Checker app.
Smart speaker assistants (e.g., Alexa).

Results for August 2025 were uploaded on 2 August 2025. Bondholders will also receive notifications if prize contact details are current. MoneyWeek+2nsandi-adviser.com+2The Scottish Sun+2MoneyWeek+13NS&I+13Wikipedia+13The Week

ℹ️ How Premium Bonds Work

Premium Bonds are a UK government–backed savings program managed by NS&I. Instead of earning interest, bond holders enter a monthly draw for tax‑free prizes ranging from £25 to £1 million. The Scottish Sun+6Wikipedia+6MoneyWeek+6

Minimum purchase: £25
Maximum holding: £50,000 per person
Odds per £1 bond: approximately 1 in 22,000 each month MoneyWeekLovemoney+3Wikipedia+3MoneyWeek+3

Around 63% of holders have never won; while larger holdings improve odds, even modest balances can result in big wins. MoneyWeek+1MoneyWeek+1

🧾 Any Unclaimed Prizes?

As of August, there were approximately 2.615 million unclaimed prizes totaling £105 million. Unclaimed prizes can result from outdated contact details or failure to update probate after death. The Scottish Sun+2MoneyWeek+2nsandi-adviser.com+2

Prize eligibility ends one year after the bondholder’s death without probate. Prizes remain retrievable once claims are processed. The Scottish Sun

✅ Is Premium Bonds Right for You?

Premium Bonds offer safe, government-backed savings with the excitement of prize draws and tax-free returns. However:

They guarantee no interest.
Most holders won’t win regularly.
Savings accounts now offer up to 5% fixed interest, often providing more consistent returns. The ScotsmanThe Sun+1The Times+1

Evaluate your savings goals and risk tolerance before choosing Premium Bonds over traditional accounts.

📌 Summary

Two £1 million winners in August 2025, one from Central Bedfordshire and one overseas.
Over 6 million prizes awarded totaling nearly £396 million.
Prize fund rate reduced to 3.6% in August.
Check results via official NS&I channels starting 2 August 2025.
Larger holdings improve odds—but most savers see little return.